| Titre : |
What are professional financing brokerage companies such as CrediPro and why are they so little used in France for now on ? |
| Type de document : |
Mémoire |
| Auteurs : |
Nicolas MARCEL, Auteur |
| Année de publication : |
2022 |
| Importance : |
46 p. |
| Note générale : |
Pour accéder aux fichiers PDF, merci de vous identifier sur le catalogue avec cotre compte Office 365 via le bouton CONNEXION en haut de la page. |
| Langues : |
Anglais (eng) |
| Mots-clés : |
Management
COURTIER ; INVESTISSEMENT
|
| Résumé : |
Let the client contact the bank, take out the loan, invest according to the market recommendations... A professional financing broker accompanies the company, prepares their documents, negotiates the borrowing conditions, and takes care of the formalities.Independent brokers are important intermediaries in an environment where banks are finding
it increasingly difficult to finance companies. They effectively simplified the conversation with the bank and brought the solution. According to observers and many entrepreneurs, banks will provide financing for companies in decline. Admittedly, the economic environment is not very conducive to risk taking... In this context, it is not surprising that entrepreneurs are increasingly turning to these specialized credit intermediaries. For those unsure about obtaining a commercial loan, securing financing for the project is a priority.For an entrepreneur, using a brokerage can save time: it means he doesn't have to spend days at the bank and can focus on growing his business. It also increases efficiency, as SME owners do not necessarily know all the secrets of professional financing: each bank has its own risk policy and preferred industry. Brokers know which bank is best suited to respond positively to the specifics of each case. Brokers can also negotiate more favorable financing terms due to the large number of loans from their banking partners. At the stage of conquering the professional field, banks are ready to work between the first-rate proposal and the final approval rate. But only if the company's financials, especially Banque de France's ratings, are good.Brokers can also facilitate loan renegotiations if interest rates have trended lower in recent years. A request that will likely increase with the current crisis. Brokers can also suggest other sources of financing. For example, he can guide entrepreneurs to crowdfunding, organize documents to benefit from regional aid, or even resort to leasing.
Brokers act as intermediaries between banks and entrepreneurs. This formula offers many benefits to owners of very small businesses and SMEs. But it won't work miracles, especially
in the age of Covid-19.
|
| Programme : |
Global BBA |
| Permalink : |
https://cataloguelibrary.neoma-bs.fr/index.php?lvl=notice_display&id=562050 |
|  |
Ajouter le résultat dans votre panier Faire une suggestion Affiner la rechercheThe supposedly ambiguous attitude of salespeople towards ethics / 2022
Guide complet du trading sur matières premières / Paris : MAXIMA (2015)
An empirical examination of boundary conditions for relational exchange / Blacksburg [Virginia (US)] : FACULTY OF THE VIRGINIA POLYTECHNIC INSTITUTE AND STATE UNIVERSITY (April 2006)
