| Titre : |
What is the impact of regulation over the stability and solidity of French banks, in 2008 compared to 2020? |
| Type de document : |
Mémoire |
| Auteurs : |
Florian BESNARD, Auteur |
| Année de publication : |
2021 |
| Importance : |
27 p. |
| Note générale : |
Pour accéder aux fichiers PDF, merci de vous identifier sur le catalogue avec votre compte Office 365 via le bouton CONNEXION en haut de page. |
| Langues : |
Anglais (eng) |
| Mots-clés : |
Management
REGULATION ; FINANCE D'ENTREPRISE ; ORGANISATION INTERNATIONALE
|
| Résumé : |
This paper will focus on the French financial system, where there are several institutions, whose purpose is to supervise the stability of the financial system, namely the Autorité de Contrôle Prudentiel et de Régulation (ACPR) and the Haut Conseil de la Stabilité Financière (HCSF) whose objective is to define macro-prudential policy and thus ensure the stability of the French financial system. Also, one of the emblematic entities of the banking regulation will be the object of a particular attention, namely Basel Committee on Banking Supervision (BCBS). Most of the recommendations and best practices as well as the reflection on the evolution of the banking system come from their different "Basel Agreements". The objective of this paper is to understand and measure whether or not regulation promotes financial stability in the particular case of the banking sector in France, in particular by observing the extent to which certain indicators have evolved between 2008 and 2020. The interest of this temporality is the context of the 2008 crisis which induced numerous regulatory policy reforms in this sector, as well as the context of the Covid-19 health crisis which subsequently turned into a financial crisis. The hypothesis being that the various reforms implemented since 2008 should have improved the financial performance of French banks on the one hand, and their ability to absorb shocks and economic crises on the other. It is therefore important for the regulatory authorities to know the effectiveness and relevance of the measures put in place, but also to be able to reassure the various actors of the economy when we know the disastrous consequences that a loss of confidence in the financial system could have. |
| Programme : |
MSc Corporate Finance |
| Permalink : |
https://cataloguelibrary.neoma-bs.fr/index.php?lvl=notice_display&id=538520 |
|  |
What is the impact of regulation over the stability and solidity of French banks, in 2008 compared to 2020? / 2021 
