| Titre : |
How can alternative financing solutions help French SMEs save, sustain, or grow their businesses? |
| Type de document : |
Mémoire |
| Auteurs : |
Hugo THOMELIN, Auteur |
| Année de publication : |
2022 |
| Importance : |
35 p. |
| Note générale : |
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| Langues : |
Anglais (eng) |
| Mots-clés : |
Entreprise
ALTERNATIVE
Management
FINANCEMENT ; FRANCE ; PERFORMANCE ; SME
|
| Résumé : |
The choice of a financing method for a company and its capital structure is today a central element of the life cycle and of the strategic decision-making process.This study has highlighted a trend that tends towards the multiplication of financing offers to meet the varied needs of SMEs and French companies.Traditional financing by equity or bank loan, established for many years as a sine qua none condition for the good development of a company is today questioned by technological actors, start-ups, andentrepreneurs.The significant changes in the macroeconomic context greatly favor the emergence of alternative solutions and benefit from the particular interest of all the usual stakeholders: major institutions, regulatory entities, and business confederations.Alternative financing brings together several disruptive solutions, both technological and digital, which bring a new dynamic to the secular banking industry.The offers are being put in place today and are gradually meeting their potential customers over time, nevertheless, the shares of bank loans in France remain by far very high thanks to the excellent organization of the French banking network. Most of the credits requested are granted and the need, quantified via Credit Gap, is only very low in France.Nevertheless, it is important to recognize that these alternative financing solutions have real added value in other, often less developed, regions of the world, and make it possible to finance the real local economy effectively and sustainably.In France, alternative financing is therefore a buoyant market in full growth, in the process of being organized, which can greatly benefit French SMEs by stimulating the financing market thanks to the entry of competition, meeting specific needs not covered by the establishments of loans, and finally to offer tailor-made offers to French entrepreneurs and SMEs.The lasting effects of the recent health crisis have yet to be studied on the evolution of the use of alternative financing methods, nevertheless, we are able to recognize that a profound change in the economic context is pushing us to rethink the sources, the methods of access to financing and interlocutors. |
| Programme : |
MSc Corporate Finance |
| Permalink : |
https://cataloguelibrary.neoma-bs.fr/index.php?lvl=notice_display&id=568531 |
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How can alternative financing solutions help French SMEs save, sustain, or grow their businesses? / 2022 
